European Union: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.
Article
Insurance Union’s Missing Third Pillar: Can The EU Passport Insurance Without Passporting Policyholder Protection?
The European Union has extensively Europeanized the insurance single market through frameworks like Solvency II and the new IRRD, yet policyholder protection in insolvency cases remains largely national. EIOPA's final recommendation on minimum standards for Insurance Guarantee Schemes raises a critical question: can Europe continue to allow cross-border insurance passporting without greater harmonization of policyholder protection?
European Union Insurance
PL
PwC Legal Germany
Article
Central Bank Updates Supervisory Approach
The Central Bank of Ireland has published an updated version of its supervisory approach document, clarifying how it will conduct risk-based supervision of regulated firms following the introduction of a new framework in 2025. The update provides crucial details on the distinction between sectoral supervision and close & continuous supervision, while elaborating on risk identification, prioritisation, and the development of multi-year supervisory strategic plans for each sector.
Ireland Finance
WF
William Fry
Article
Central Bank Publishes First Intermediary Newsletter Of 2026
The Central Bank of Ireland has published its first Investment Firm and Intermediary Newsletter for 2026, revealing critical regulatory updates and supervisory priorities for Irish (re)insurance intermediaries. The newsletter addresses sector mapping initiatives, commission disclosure practices, complaints handling procedures, and significant changes to intermediary authorisation requirements that firms must navigate.
Ireland Insurance
WF
William Fry
Article
Fitness & Probity Review: Central Bank Implements Enria Recommendations
The Central Bank of Ireland has completed implementation of all twelve recommendations from Andrea Enria's independent review of the Fitness and Probity approval process, following a 2024 IFSAT finding. These reforms introduce significant structural changes including a new F&P Unit, enhanced guidance materials, and improved transparency measures designed to strengthen fairness and efficiency in regulatory assessments of senior financial services appointments.
Ireland Finance
WF
William Fry
Podcast
Episode 134: Embedded Finance: A Shift From Traditional Banking Or A Positive Evolution? (Podcast)
FinanceMalta speaks with Alex Konewko of Finductive to explore the emerging world of embedded finance and its implications for the financial services industry. Is embedded finance disrupting traditional banking models, or does it represent a natural evolution that benefits all stakeholders? This conversation examines how this transformation is reshaping the relationship between customers, businesses, and financial institutions.
Malta Finance
FM
Finance Malta
Article
Irish Football Agent Regulations: Why Tougher Rules Are Overdue
As Irish football transfer values rise, the Football Association of Ireland (FAI) has tightened the rules for football agents operating in Ireland. Clubs, agents, players and their families now need to understand licensing, FAI registration, professional indemnity insurance, representation agreements and the uncertain status of FIFA agent fee caps. This guide explains the core rules and the transfer risk points that clubs, agents and players should review.
Ireland Litigation
RL
RDJ LLP
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