Luxembourg: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.

New Investment Rules For Luxembourg Unit-linked Life Insurance Products Taken Out After 1 February 2026

On 28 January 2026, the Commissariat aux assurances (CAA) released circular letter 26/1 on investment rules for unit-linked life insurance products (the "Circular Letter"), together with its annexes regarding...

Luxembourg Insurance

CL

CMS Luxembourg

Luxembourg Regulator Refines Captive And Reinsurance Licensing Processes

Luxembourg continues to consolidate its position as one of Europe's premier hubs for captive insurance and reinsurance.

Luxembourg Insurance

LL

Loyens & Loeff

Simplifying Sustainability Reporting: Voluntary Sustainability Reporting Standard For SMEs (VSME)

The European Commission adopted on 30 July 2025 a recommendation introducing a voluntary sustainability reporting standard for small and medium-sized enterprises (SMEs), known as the Voluntary Standard for SMEs (VSME).

Luxembourg Finance

EH

ELVINGER HOSS PRUSSEN, société anonyme

CAA Clarifications On Co-brokerage Activities

On 1 April 2025, the Commissariat aux Assurances (CAA) published Information Note 25/51 (Note), which provides guidance on co-brokerage activities.

Luxembourg Insurance

AM

Arendt & Medernach

"Stop-The-Clock": Points To Consider For Luxembourg Reporting Entities And Groups

Luxembourg Commercial

AM

Arendt & Medernach

Liquidation FWU Life Insurance Lux S.A.

Luxembourg Insurance

AS

Arnone & Sicomo

FWU Policies: The Financial Crash Involving Italy And Other Countries

Worldwide Insurance

AS

Arnone & Sicomo

Liquidation Of FWU Life Insurance Lux S.A.

Luxembourg Insurance

AS

Arnone & Sicomo

Booking.com: Limitation Period For Pension Contribution Claims, 5 Or 20 Years?

Luxembourg Employment

LL

Loyens & Loeff

CAA Specifications On Practical Implementation Of DORA

Luxembourg Insurance

AM

Arendt & Medernach

The Inside Basis: Tax Insurance In Luxembourg (Podcast)

Luxembourg Finance

KG

K&L Gates LLP

Council Approves New Rules On Insurance Recovery And Resolution (IRRD): Key Impacts For (Re)insurance Undertakings

European Union Insurance

EH

ELVINGER HOSS PRUSSEN, société anonyme

EIOPA Published Its Methodology For Value-For-Money Benchmarks

European Union Insurance

AM

Arendt & Medernach

Collective Labour Agreements, What's New In Luxembourg?

Luxembourg Employment

EH

ELVINGER HOSS PRUSSEN, société anonyme

EU Tax Alert - Highlights Of 2025

European Union Tax

LL

Loyens & Loeff

Q4 2025 Wrap-up On Sustainability (Video)

Luxembourg Strategy

AM

Arendt & Medernach

Circular CSSF 26/906: New Governance Framework For Payment Institutions And Electronic Money Institutions

Luxembourg Finance

LL

Loyens & Loeff

US Fund Managers Raising Capital In Europe: Notifying The Fund For Management And Marketing In The EU – New York Office Snippet

Luxembourg Finance

LL

Loyens & Loeff

CSSF Streamlines SIFs, SICARs And Part II UCIs Regulations – With An Indirect Impact On RAIFs

Luxembourg Finance

D

Dechert

#beLex: New Rules On Deadlines And Penalties For Disputing Cover And Paying Insurance Benefits

By two laws of 17 March 2024, new rules on deadlines and penalties for possible coverage disputes and payment of insurance benefits were introduced into the Belgian Insurance Act of 4 April 2014 and the Belgian Act.

Luxembourg Insurance

PP

Philippe & Partners

DORA (Digital Operational Resilience Act)

The Digital Operational Resilience Act ("DORA") (i.e. Regulation (EU) 2022/2554 of the European Parliament and of the Council of 14 December 2022 on digital operational resilience...

Luxembourg Finance

EH

ELVINGER HOSS PRUSSEN, société anonyme

Sustainability In The Life Insurance Sector – CAA Information Note On The Sustainability Engagement Of Life Insurance Undertakings

On 2 July 2024, the Commissariat aux Assurances (CAA) published Information Note 24/9 (Note) to present the results of its study on how life insurance undertakings incorporate sustainability...

Luxembourg Insurance

AM

Arendt & Medernach

ESAs' Final Reports On Greenwashing In The Financial Sector

Mandated by the European Commission (the "EC") in May 2022, the European Supervisory Authorities ("ESAs") published their individual final report (the "Final Report")...

Luxembourg Finance

CL

CMS Luxembourg

Implementation Of CSRD Into Luxembourg Law: Expanded Sustainability Reporting Obligations For Luxembourg And Foreign Undertakings

Luxembourg Commercial

AM

Arendt & Medernach

Responses To Parliamentary Questions On Completion Guarantees

Luxembourg Real Estate

DA

DSM Avocats à la Cour

ESG In The Insurance Sector – CAA Update On Regulatory Challenges Linked To Sustainable Finance

Luxembourg Insurance

AM

Arendt & Medernach

Encouraging Insurers To Invest For The Long Term

European Union Insurance

AM

Arendt & Medernach

Bill Of Law For The Transposition Of CSRD In Luxembourg

European Union Commercial

CL

CMS Luxembourg

Outsourcing In The Insurance Sector: Evolution Of Luxembourg's Legal Framework

Luxembourg Insurance

EH

ELVINGER HOSS PRUSSEN, société anonyme

CAA Information Note On Prudential On-site Inspections

Luxembourg Insurance

AM

Arendt & Medernach

CAA Information Note On Concept Of Insurance Intermediary In Group Insurance Contracts

European Union Insurance

AM

Arendt & Medernach

CAA Clarifications On The Notion Of Insurance Intermediary In The Context Of Group Insurance Contracts

Luxembourg Insurance

CL

CMS Luxembourg

Update Of CSSF FAQs With Respect To PRIIPs KIDs

Luxembourg Finance

GA

Ganado Advocates

CAA Information Note On Prudential On-site Inspections

On 29 January 2024, the Commissariat aux Assurances (CAA) published Information Note 24/3 (Note), which summarises the outcomes of prudential on-site inspections that the CAA conducted in 2021 and 2022.

Luxembourg Insurance

AM

Arendt & Medernach

CAA Information Note On Concept Of Insurance Intermediary In Group Insurance Contracts

On 24 January 2024, the Commissariat aux Assurances (CAA) published Information Note 24/1 on the concept of insurance intermediary in the context of group insurance contracts (Note).

European Union Insurance

AM

Arendt & Medernach

CAA Clarifications On The Notion Of Insurance Intermediary In The Context Of Group Insurance Contracts

On 24 January 2024, the Commissariat aux Assurances (the "CAA") released an information note regarding the notion of insurance intermediary in the context of group insurance contracts (the "Note").

Luxembourg Insurance

CL

CMS Luxembourg

Update Of CSSF FAQs With Respect To PRIIPs KIDs

On 28 December 2023, the Commission de Surveillance du Secteur Financier (the "CSSF") has updated the following FAQs with respect to PRIIPs KIDs...

Luxembourg Finance

GA

Ganado Advocates

ESG In The Insurance Sector - EIOPA Draft Opinion To Combat Greenwashing

European Union Insurance

AM

Arendt & Medernach

Enhanced Protection For Retail Investors – Anticipated Impact On The Banking, Insurance And Asset Management Industries

The EU Commission is proposing to modernise and simplify the framework for retail investment across the different sectors of the financial services industry, namely asset management, banking and insurance.

Luxembourg Finance

AM

Arendt & Medernach

Differential Pricing Practices In The Non-Life Insurance Sector – EIOPA Supervisory Expectations

On 16 March 2023, the European Insurance and Occupational Pensions Authority ("EIOPA") published a supervisory statement on differential pricing practices in non-life insurance lines of business ("Supervisory Statement")...

Luxembourg Insurance

AM

Arendt & Medernach

Bill Of Law To Modernise The Insurance Sector

It also describes the cooperation between the CAA and the upcoming Motor Insurance Insolvency Fund.

Luxembourg Insurance

CL

CMS Luxembourg

Update On "Value For Money" Concerns In The Life Insurance Sector – Outcome Of The CAA Quantitative Questionnaire

On 7 March 2023, the Commissariat Aux Assurances ("CAA") published Information Note 23/4 on the results of the quantitative "Value for Money" questionnaire ("Information Note 23/4").

Luxembourg Insurance

AM

Arendt & Medernach

What You Should Know About The Boost To The Efficiency Of Luxembourg Pledges

Luxembourg Finance

O

Ogier

New ML/TF Risk Assessment Questionnaire For Life Insurance Intermediaries

Luxembourg Government

AM

Arendt & Medernach

Authorisation Procedures For The Insurance Sector Updated - CAA Regulations 22/01, 22/02 And 22/03

Luxembourg Insurance

AM

Arendt & Medernach

ESG In The Banking, Financial And Insurance Sectors - ESAs Opinions On European Sustainability Reporting Standards

Luxembourg Finance

AM

Arendt & Medernach

Annual Reporting Of Lapsed Life Insurance Contracts

Luxembourg Insurance

AM

Arendt & Medernach

ESG In The Insurance Sector - CAA Follow-up On Inclusion Of Climate Change Risk Scenarios In ORSA

Luxembourg Insurance

AM

Arendt & Medernach

Takeover Of Intermediation In Life Insurance – New CAA Circular Letter 22/22

Luxembourg Insurance

AM

Arendt & Medernach

LEI Codes For Professionals Of The Insurance Sector – CAA Call For Compliance

Luxembourg Insurance

AM

Arendt & Medernach

ESG In The Insurance Sector - EIOPA Discussion Paper On Prudential Treatment Of Sustainability Risks

Luxembourg Finance

AM

Arendt & Medernach

CAA Specifies Outsourcing Requirements For The Insurance Sector

Luxembourg Insurance

EH

ELVINGER HOSS PRUSSEN, société anonyme

Amendments To The Luxembourg Financial Collateral Law

Luxembourg Finance

AM

Arendt & Medernach

Back To 2022 – Forward To 2023

Luxembourg Commercial

AM

Arendt & Medernach

IRRD Proposal – New EIOPA Staff Papers

Luxembourg Finance

AM

Arendt & Medernach

Taxonomy: EU Commission Publishes FAQ To Clarify The Content Of The Disclosures Delegated Regulation Under Article 8

Luxembourg Finance

CS

Chevalier & Sciales

Insurance Regulatory Update – New CAA Circular Letter 22/17 On Notifications In Case Of Cooperation Requests By A Foreign Authority

Luxembourg Insurance

AM

Arendt & Medernach

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Arthur Cox

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CSB Group

Corporate Governance For Banks And Insurance Companies (Video)

AM

Arendt & Medernach

TMT Bites – 14th Issue

D

Dentons

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