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Ticino Management, October 2025 Newspaper
Andrea Ziswiler and Rocco Rigozzi provided an overview with respect
to the financial consequences when a fixed-rate mortgage has been
terminated by the borrower prior to its ordinary termination date.
Banks are generally requiring borrowers in such instances to pay a
contractual penalty for early termination, which can be
particularly significant depending on the circumstances. Although
courts could reassess these penalties, they are generally reluctant
to do so.
The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.
