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The Federal Reserve Board has published a comprehensive proposed rulemaking that would modernize Regulation O, which governs extensions of credit by banks to their insiders—executive officers, directors, and principal shareholders. The Proposal addresses decades of regulatory gaps by updating dollar thresholds for inflation, providing relief for passive fund complexes...

Ontario landlords and property owners face significant legal exposure when outsourcing winter maintenance to contractors. Recent caselaw reveals that hiring a snow removal contractor does not eliminate liability under the Occupiers' Liability Act, and courts now require active monitoring, structured inspection protocols, and documented oversight to successfully defend against slip-and-fall claims arising from icy conditions.

How will generative AI reshape professional services firms? An economist examines whether AI serves as a substitute for human effort or a complement to it, exploring how productivity gains create strategic opportunities rather than simply reducing headcount. The analysis draws parallels to past technological disruptions like spreadsheets to illuminate how firms can reinvest AI-generated capacity to expand markets and enhance human expertise.