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With the Commission having published its legislative proposal in November 2025 (see our full analysis here), the Council having adopted its negotiating position on 24 June 2026 and the European Parliament...

Two East African courts examined nearly identical bank fraud cases involving stolen phones and self-registration, yet reached opposite conclusions about who bears the loss. The divergent rulings in Kenya and Uganda expose fundamental questions about what duty of care banks owe customers in the digital age, and whether authentication alone absolves institutions of responsibility for preventable system failures.

The Supreme Court of Uganda has delivered a landmark judgment in Sebasif Group Enterprises v DFCU Bank that fundamentally reshapes the allocation of risk in finance leasing transactions. The decision establishes that financiers who take legal title to assets cannot disclaim responsibility for that title's validity through standard exclusion clauses, drawing a critical distinction between mechanical risk and proprietary risk. This ruling has far-reaching implications for banks, asset finance providers, and l