United Kingdom: Finance and Banking

Subscribe
Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.
Article
Cryptoasset Regulation: UK Advances Comprehensive Regime As US CLARITY Act Stalls
The UK's Financial Conduct Authority has finalized comprehensive perimeter guidance for its cryptoasset regime, opening a five-month authorization window for firms, while the US Senate's procedural rejection of the CLARITY Act leaves American digital asset regulation to continue through agency action. This divergence highlights fundamentally different regulatory approaches: a legislatively anchored UK implementation path versus US reliance on existing statutory authorities as Congress debates market structu
United Kingdom Finance
PL
PwC Legal Germany
Article
Sustainability, Risk And Value In Mainstream Lending
Sustainability considerations are increasingly integrated into mainstream lending decisions, moving beyond labelled products to become fundamental credit, risk and value factors. The Loan Market Association examines how climate risk, transition plans, and regulatory expectations are reshaping lending practices across sectors, affecting both borrowers' access to finance and lenders' portfolio strategies.
United Kingdom Finance
SM
Slaughter & May
Article
Geopolitics, Credit Conditions And UK Finance Transactions – What Lenders And Borrowers Need To Know
Geopolitical developments are increasingly influencing UK credit conditions and shaping finance transactions. This article examines how energy volatility, supply chain disruption, sanctions risk, and heightened uncertainty are affecting credit analysis, due diligence processes, and finance documentation across UK lending markets.
United Kingdom Finance
PS
Penningtons Manches Cooper LLP
Article
Ahead Of The Curve: Navigating The UK’s Proposed New Regime For Alternative Investment Fund Managers (Video)
The UK's regulatory framework for alternative investment fund managers is undergoing its most significant overhaul since AIFMD was transposed into UK law in 2013. This webinar explores the proposed new FCA sourcebook, size-based tiering system, and how these reforms will reshape day-to-day requirements for AIFMs while positioning the UK as a competitive financial center.
United Kingdom Finance
AO
A&O Shearman
See more

Related Country Guides

SL
Secured Lending
BR
Banking Regulation
PF
Project Finance
AR
Asset Recovery
AI
Alternative Investment Funds

Capital Adequacy/BASEL

Article
UK Captive Insurance Reform - Why Private Capital Should Be Paying Attention
The UK is proposing a new regulatory framework for captive insurers that could transform how private equity sponsors manage insurance risk and capital across their portfolios. With global captive premiums projected to reach $161 billion by 2030, these reforms aim to make the UK competitive with established offshore domiciles like Bermuda and Guernsey. The consultation introduces streamlined authorisation, reduced capital requirements, and simplified governance that may particularly benefit sponsors seeking
United Kingdom Finance
PR
Proskauer Rose LLP
Article
UT Remits £880m Loan Relationship Dispute Back To The FTT
The Upper Tribunal examined whether £3 billion paid to Barclays Bank during the 2008 financial crisis was wholly for reserve capital instruments or partly for warrants issued by its parent company. The case highlights the complexities of determining fair value allocation in structured financial transactions and the challenges taxpayers face when appealing factual findings, as the tribunal remitted the matter for reconsideration despite finding errors in the original decision.
United Kingdom Finance
RPC
See more

Debt Capital Markets

See more

Charges, Mortgages, Indemnities

Article
Does A Secured Loan Affect Remortgaging?
Homeowners with a secured loan registered as a second charge against their property face specific considerations when switching mortgage lenders. The existing loan affects borrowing capacity, loan-to-value ratios and requires careful legal handling to manage charge priorities. Understanding how to repay or retain the secured loan during a remortgage helps homeowners navigate the additional legal steps and costs involved.
United Kingdom Real Estate
JS
JMW Solicitors LLP
See more

Financial Services

Article
Finding Its Competition Voice: The FCA After A Decade Of Concurrency
The Financial Conduct Authority has long held concurrent competition law enforcement powers alongside the Competition and Markets Authority, yet has rarely exercised them in practice. A recent case involving 11 commodity futures traders signals a potential shift in the FCA's approach to competition enforcement in financial services, raising important questions about compliance obligations for self-employed individuals and the firms that engage them.
United Kingdom Anti-trust
FL
Fladgate LLP
Article
Cryptoasset Regulation: UK Advances Comprehensive Regime As US CLARITY Act Stalls
The UK's Financial Conduct Authority has finalized comprehensive perimeter guidance for its cryptoasset regime, opening a five-month authorization window for firms, while the US Senate's procedural rejection of the CLARITY Act leaves American digital asset regulation to continue through agency action. This divergence highlights fundamentally different regulatory approaches: a legislatively anchored UK implementation path versus US reliance on existing statutory authorities as Congress debates market structu
United Kingdom Finance
PL
PwC Legal Germany
Article
Sustainability, Risk And Value In Mainstream Lending
Sustainability considerations are increasingly integrated into mainstream lending decisions, moving beyond labelled products to become fundamental credit, risk and value factors. The Loan Market Association examines how climate risk, transition plans, and regulatory expectations are reshaping lending practices across sectors, affecting both borrowers' access to finance and lenders' portfolio strategies.
United Kingdom Finance
SM
Slaughter & May
See more

Latest Videos

See more