United Kingdom: Insurance Laws and Products

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.

Insurance Bites Podcast - Episode 5

In this episode of Insurance Bites, Greig Anderson, Partner, and Sarah Irons, Knowledge Counsel, from the Insurance & Professional Risks team, look at key developments impacting...

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

UK Insurance And Professional Risks – Annual Review Of 2025

I am delighted to introduce the latest edition of our Insurance & Professional Risks Annual Review which explores the key decisions and developments impacting the insurance sector from 2025.

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

UK Regulator Sets Out Insurance Supervision Priorities For 2026

On 15 January 2026, the Prudential Regulation Authority ("PRA") published its annual letter setting out supervisory priorities for the UK insurance sector for the year ahead.

United Kingdom Insurance

MB

Mayer Brown

Notification And Aggregation In Professional Indemnity Policies: Insights From Ahmed V White & Co

In Ahmed v White & Co [2025] EWHC 2399 (Comm), the Court considered two issues in relation to a professional indemnity policy...

United Kingdom Litigation

KL

Herbert Smith Freehills Kramer LLP

UK Insurance Regulation: Looking Ahead To 2026

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

Breach Of Warranty And Condition Precedent Means No Liability For Insurer

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

Do I Need Public Liability Insurance?

United Kingdom Insurance

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LegalVision

The Importance Of Strict Compliance With Notification Provisions

United Kingdom Litigation

KL

Herbert Smith Freehills Kramer LLP

Court Decides Insurer Can Be Joined To A Liability Trial Involving Its Insured

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

The Evolving Cyber Security Landscape

United Kingdom Technology

WG

Weil, Gotshal & Manges LLP

Enhancing Banks' And Insurers' Approaches To Managing Climate-Related Risks

United Kingdom Finance

BC

Bryan Cave Leighton Paisner

Rise In Complex Stress Claims Puts UK Employers And Insurers On Alert

United Kingdom Employment

BJ

Browne Jacobson

MS Amlin Court Win Sets Major Precedent: Marine Insurers Entitled To Rely On Pay-first Clauses

United Kingdom Insurance

BJ

Browne Jacobson

Court Of Appeal Recognises "Onerous Clause Doctrine" Where Terms Are Incorporated By Reference

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

UK Public M&A Monthly Activity Update: December 2025

United Kingdom Commercial

KL

Herbert Smith Freehills Kramer LLP

Employment Winter Newsletter 2025

United Kingdom Employment

TS

Travers Smith LLP

Strategic Cross-border Enforcement In Asia (Video)

Worldwide International

WL

Withers LLP

Insights From Our Future Of Data Centres Series

Worldwide Real Estate

AG

Addleshaw Goddard

Fidic Contracts- Human Behaviours, AI And Carbon Management

United Kingdom Real Estate

BC

Bryan Cave Leighton Paisner

Current Life Sciences Insurance Trends And The Imperative For Specialised Coverage

The life sciences industry, valued at $412.74 billion in 2023 and projected to reach $727.1 billion by 2025, faces unprecedented complexity.

United Kingdom Healthcare

BJ

Browne Jacobson

Court Of Appeal Recasts "Red Hand Doctrine" As The "Onerous Clause Doctrine"

The Court of Appeal in MS Amlin Marine NV on behalf of MS Amlin Syndicate AML/2001 -v- King Trader Ltd & others (Solomon Trader) [2025] EWCA Civ 1387 upheld the enforceability...

United Kingdom Litigation

KL

Herbert Smith Freehills Kramer LLP

Court Of Appeal Recognises "Onerous Clause Doctrine" Where Terms Are Incorporated By Reference

The Court of Appeal has upheld the enforceability of a "pay first" clause in a marine insurance policy, allowing the insurer of an insolvent insured to rely on the provision to avoid liability...

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

Court Of Appeal Considers Duty Of Fair Presentation Under The Insurance Act

In Delos Shipholding SA & Ors v Allianz Global Corporate and Speciality SE & Ors [2025] EWCA Civ 1019 the Court of Appeal dismissed war risk insurers' appeal...

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

UK Regulatory Guidelines For The Berne Financial Services Agreement – What Does This Mean For UK And Swiss Insurers And Intermediaries?

United Kingdom Finance

MB

Mayer Brown

Cyber Attacks: Could Brokers Be In The Firing Line?

United Kingdom Insurance

BJ

Browne Jacobson

A Reminder To Accountants And Tax Advisers: Know Your Policy Terms

United Kingdom Insurance

BJ

Browne Jacobson

Russian Aircraft Policy Claims: Update On Appeal And Costs

United Kingdom Insurance

KL

Herbert Smith Freehills Kramer LLP

Motor Injury Claims On The Rise In European Markets

European Union Litigation

BJ

Browne Jacobson

When Does Time Start Running? The Limitation Quirk In Insurance Coverage Claims

United Kingdom Insurance

BJ

Browne Jacobson

"New Low" For Ransomware Cybercriminals An Opportunity For Cyber Insurers?

United Kingdom Insurance

BJ

Browne Jacobson

Mazur v Charles Russell Speechlys: Implications For Solicitors' Professional Indemnity Insurers

United Kingdom Insurance

BJ

Browne Jacobson

Resurfacing Risks: The Re-emergence Of Non-compliant Child Car Seats

United Kingdom Litigation

BJ

Browne Jacobson

Physical Property Damage From Cyber Incidents: Implications For Insurers

United Kingdom Insurance

BJ

Browne Jacobson

"New Low" For Ransomware Cybercriminals An Opportunity For Cyber Insurers?

In addition, data subjects may issue subject access requests to find out what data is/was at risk, which involves further time and, possibly, legal and consultancy fees.

United Kingdom Insurance

BJ

Browne Jacobson

Mazur v Charles Russell Speechlys: Implications For Solicitors' Professional Indemnity Insurers

In Mazur v Charles Russell Speechlys LLP EWHC 2341 (KB), the High Court clarified that non-authorised employees cannot conduct litigation under supervision - they may only support authorised persons.

United Kingdom Insurance

BJ

Browne Jacobson

Resurfacing Risks: The Re-emergence Of Non-compliant Child Car Seats

Despite more than a decade of warnings, illegal and unsafe fabric child car seats continue to surface across major online marketplaces.

United Kingdom Litigation

BJ

Browne Jacobson

Physical Property Damage From Cyber Incidents: Implications For Insurers

The traditional distinction between cyber and physical risks is rapidly dissolving. Whilst cyber insurance initially addressed purely digital losses...

United Kingdom Insurance

BJ

Browne Jacobson

AI Adoption Without Safeguards: A Growing Risk For Insurers

United Kingdom Technology

BJ

Browne Jacobson

London Shopfront Vandalism: Rising Criminal Damage And Insurance Implications For Retailers

Over the past two years, a growing number of London retailers have found themselves repeatedly targeted by the smashing of shopfront windows with no apparent motive of theft.

United Kingdom Insurance

BJ

Browne Jacobson

Financial Regulation - In The Know: October 2025

Our latest Consumer Finance regulation update highlights key developments in motor finance and retail insurance. The FCA, following the Supreme Court's Hopcraft and Johnson decision, is progressing with an industry-wide...

United Kingdom Finance

AG

Addleshaw Goddard

Recent Developments In The Retail Insurance Market And Considerations For Firms

The retail insurance industry has been under significant scrutiny in recent years. In July 2025 the Financial Conduct Authority (FCA) published a package of reports on how the retail insurance market is working...

United Kingdom Insurance

AG

Addleshaw Goddard

W&I Insurance: The Answer To BSA "Associated Company" Risks In The UK?

Buyers of real estate companies holding real estate in the United Kingdom need to be aware of "associated company" risk under the Building Safety Act 2022 ("BSA")—the potential...

United Kingdom Real Estate

JD

Jones Day

When The Trust Deed Goes Missing: Lessons From The High Court

United Kingdom Family

BL

Buckles Law

UK Court Of Appeal Considers Whether Insurance Proceeds Paid To A Company In Liquidation Are Assets Of The Company Or Held On Trust For Third Party Claimants

United Kingdom Insurance

MB

Mayer Brown

E-bikes And E-scooters In The UK: New Research Challenges Safety Assumptions

United Kingdom Insurance

BJ

Browne Jacobson

Marine Insurers Face Coverage Uncertainty As GPS Spoofing Incidents Rise

United Kingdom Insurance

BJ

Browne Jacobson

New UK Arbitration Act 2025: Potential Impact On Insurance Contracts

United Kingdom Litigation

KG

K&L Gates LLP

Room For Error? Malpractice And Private Pregnancy Scans

United Kingdom Healthcare

BJ

Browne Jacobson

Solicitors Regulation Authority Reviews High-volume Consumer Claims Sector

United Kingdom Consumer

KL

Herbert Smith Freehills Kramer LLP

PRA Update On Approach To FundedRe

United Kingdom Insurance

MB

Mayer Brown

Broker's Negligence Claims Relating To Liability Policies Do Not Require Actual Liability (Norman Hay Marsh Ltd)

United Kingdom Insurance

GC

Gatehouse Chambers

A Spotlight On Motor Insurance Claims Costs

United Kingdom Insurance

BJ

Browne Jacobson

New Safeguarding Rules For UK Payment Firms: What Banks And Insolvency Practitioners Need To Know

United Kingdom Insolvency

MB

Mayer Brown

"Silent AI": The Risk Of Unintended Consequences

United Kingdom Technology

BJ

Browne Jacobson

Another Look At The Meaning 'Property Damage': Capral Ltd v Insurance Australia

United Kingdom Insurance

BJ

Browne Jacobson

Martyn's Law: When Remembrance Meets The Market

United Kingdom Insurance

BJ

Browne Jacobson

When Frozen Pipes Crack Legal Certainty: Land Energy Girvan V Aspen Insurance

United Kingdom Insurance

BJ

Browne Jacobson

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