Malta: Consumer Law

A Maltese court examines the strict requirements and time limits governing claims for latent defects in movable property sales, clarifying when buyers can seek rescission and restitution of purchase price under the actio redhibitoria remedy.

The European Union has reached a compromise on the Payment Services Directive 3 (PSD3) and Payment Services Regulation (PSR), introducing sweeping changes to harmonise payment rules across Member States. The package addresses fragmentation under PSD2 by migrating conduct-of-business rules into directly applicable regulations, while introducing new provisions on cash access, cryptocurrency payment services, fraud liability, and open banking.

On 16 April 2026, the Court of Justice of the European Union (“CJEU” or the “Court”) issued its judgment in Case C-440/23, European Lotto and Betting and Deutsche Lotto und Sportwetten...

In a preliminary ruling delivered by the Court of Justice of the European Union (the "CJEU" or the "Court") on the 24 October 2024 in the case of LB & JL (the "Plaintiffs") vs Getin Noble Bank S.A.

On the 30th of May 2024, the Court of Justice of the European Union (the "CJEU") laid down its preliminary ruling in the case of VT and UR v Conny GmbH.

As artificial intelligence (‘AI') rapidly becomes a more fundamental aspect of human life and matures into a hallmark of human ingenuity...

In the face of this new reality a number of legal issues need to be considered in order to ensure that these new services are in compliance with applicable Maltese law.

On 25 March 2020, MFSA issued a circular reminding firms of its expectations of the measures that they should have in place regarding complaints handling.

This relieves consumers from having to physically submit complaint forms at the Office for Consumer Affairs, particularly in the wake of the recent COVID-19 outbreak.