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Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.

Federal Judge Rejects Request To Release ESSA Bank From Redlining Settlement

A federal judge has rejected the Trump Administration's request to release from court supervision a bank that had been accused of discriminatory lending.

United States Finance

BS

Ballard Spahr LLP

Mortgage Banking Update - July 24, 2025

July 24 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys.

United States Finance

BS

Ballard Spahr LLP

Consumer Credit In Focus—DP 25/2 Mortgage Rule Review: The Future Of The Mortgage Market (Podcast)

Listen in for the latest developments in UK mortgage regulation with our insightful podcast, "Consumer Credit in Focus", where experts from our London Financial Services Regulatory team break down the recent Financial Conduct Authority's discussion paper on possible future reforms to UK mortgage regulation.

United States Consumer

AO

A&O Shearman

New York Legislature Targets Real Estate Lenders To Lower Rents

In an effort to protect small businesses from high rents, on June 13, both houses of New York's legislature passed a bill, S1163, that prohibits "rent minimums" in real estate secured loan documents.

United States Real Estate

JD

Jones Day

Eighth Circuit Voids FTC 'Click To Cancel' Rule

United States Consumer

BS

Ballard Spahr LLP

From Oversight To Omission: The OCC's New Stance On Disparate Impact Liability

United States Finance

WS

Winston & Strawn LLP

Is The Economy Shifting? Ankura's July 2025 U.S. Economic Tracker Reveals Key Trends

United States Strategy

AC

Ankura Consulting Group LLC

Don't Sign Blindly: The Costly Contract Mistakes You Must Avoid (Video)

United States Commercial

C

Crowley Law LLC

California Enacts New Mortgage Servicing And Foreclosure Standards

United States Finance

SM

Sheppard Mullin Richter & Hampton

New York Legislature Passes Bill Banning Rent Minimum Provisions In Real Estate Loan Documents

United States Finance

JD

Jones Day

Congress Passes Legislation To Help Protect Veterans From Foreclosure By Reauthorizing Partial Claims With VA Home Loans

United States Finance

BS

Ballard Spahr LLP

Jonathan Gould Confirmed As Comptroller Of The Currency

United States Finance

BS

Ballard Spahr LLP

HUD Rescinds Various FHA Mortgage Loan Requirements

United States Finance

BS

Ballard Spahr LLP

Mortgage Banking Update - July 10, 2025

United States Finance

BS

Ballard Spahr LLP

Trump Administration Passes The One Big Beautiful Bill Act

United States Tax

FL

Foley & Lardner

Bridging Cultures, Avoiding Disputes: Why Construction Needs Partnering Dialogue More Than Ever

United States Litigation

J

JAMS

Workplace Violence: Why Employers Can't Afford To Ignore The Warning Signs

United States Employment

OK

Offit Kurman

Protectionism Or Free Trade?

United States International

BG

Braumiller Law Group, PLLC

Artificial Intelligence 2025 - Trends And Developments

United States Technology

SJ

Steptoe LLP

CFPB Terminates Two Consent Orders Addressing Overdraft Fees And Mortgage Servicing Violations

On July 1, the CFPB terminated two separate consent orders, one involving a federal credit union and the other involving a national mortgage servicer.

United States Finance

SM

Sheppard Mullin Richter & Hampton

HUD Requests Public Input On Buy Now Pay Later Loans And FHA Mortgage Eligibility

On June 24, the Department of Housing and Urban Development (HUD) issued a Request for Information (RFI) to evaluate how Buy Now Pay Later (BNPL) loans may affect FHA-insured mortgage underwriting.

United States Finance

SM

Sheppard Mullin Richter & Hampton

Arizona Supreme Court Confirms A Title Policy Only Provides Coverage To Lender When Title Defect Causes Its Insured Loan Not To Be Paid Off

No Coverage Under Loan Policies When Loans Are Fully Repaid – The Centerpoint case reaffirms that lender title insurance policies provide no coverage if the insured loan is paid in full.

United States Insurance

RD

Riker Danzig LLP

HUD Seeking Information About Impact Buy Now, Pay Later Has On Housing Expenses

The Department of Housing and Development is seeking information about the impact that the frequent use of Buy Now, Pay Later (BNPL) products may have on borrowers' ability to meet housing-related expenses...

United States Finance

BS

Ballard Spahr LLP

I'm Still Standing – Yeah, Yeah, Yeah: Wilmington Savings Fund Society v. Tamisi

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

States Dialing In On Mortgage Trigger Leads

United States Finance

MB

Mayer Brown

Licensing Link June 2025 Special Edition

United States Finance

MB

Mayer Brown

Federal Judge's Decision May Bind CFPB To Previously Withdrawn Guidance Documents

United States Finance

HK

Holland & Knight

Mortgage Banking Update - June 26, 2025

United States Finance

BS

Ballard Spahr LLP

Illinois District Court Denies Motion To Vacate CFPB Redlining Settlement

United States Finance

SM

Sheppard Mullin Richter & Hampton

What Is Happening At The Federal Agencies That Is Relevant To The Residential Mortgage And Settlement Service Industries (Podcast)

United States Finance

BS

Ballard Spahr LLP

The Use Of Trusts In Mortgage Loan Financing

United States Finance

SM

Sheppard Mullin Richter & Hampton

House Passes 'Trigger Leads' Bill

United States Privacy

BS

Ballard Spahr LLP

Today's Podcast Episode: The Impact Of The Newly Established Priorities And Massive Proposed Reduction In Force (RIF) On CFPB Enforcement (Part 2)

United States Finance

BS

Ballard Spahr LLP

What Is Happening At The Federal Agencies That Is Relevant To The Residential Mortgage And Settlement Service Industries (Podcast)

We are releasing today on our podcast show a repurposed webinar that we produced on June 11, 2025 entitled "What is happening at the federal agencies that is relevant to the residential mortgage and settlement service...

United States Finance

BS

Ballard Spahr LLP

The Use Of Trusts In Mortgage Loan Financing

Trusts are being used more often for financing mortgage loans, which can be an effective way to optimize asset management and minimize lender risk.

United States Finance

SM

Sheppard Mullin Richter & Hampton

House Passes 'Trigger Leads' Bill

The "Homebuyers Privacy Protection Act of 2025," H.R. 2808, passed the House by voice vote. The Senate has passed, S. 1467, a slightly different version...

United States Privacy

BS

Ballard Spahr LLP

Today's Podcast Episode: The Impact Of The Newly Established Priorities And Massive Proposed Reduction In Force (RIF) On CFPB Enforcement (Part 2)

Our podcast show being released today is Part 2 of our two-part series featuring two former CFPB senior officers who were key employees in the Enforcement Division under prior directors...

United States Finance

BS

Ballard Spahr LLP

Mortgage Banking Update - June 12, 2025

United States Finance

BS

Ballard Spahr LLP

CFPB Files Rulemaking Items With Office Of Management And Budget

The CFPB recently made filings with the Office of Management and Budget (OMB) regarding the following rules...

United States Finance

BS

Ballard Spahr LLP

New York Enacts First-of-Its-Kind Law To License Buy-Now-Pay-Later Lenders

The regulatory environment for "Buy Now, Pay Later" (or "BNPL") loans is entering a new era. On May 9, 2025, New York enacted legislation that will require providers...

United States Consumer

MB

Mayer Brown

Use Caution When Relying On The Validity Of Trustee Certificates

Trust documents often state that third parties may rely without further inquiry on a trustee certificate signed by the person listed in the registry of deeds as trustee.

United States Finance

RM

Rich May

NY Court Dismisses RESPA Claims: No Actual Damages From Mortgage Servicing

In a recent decision from the United States District Court for the Eastern District of New York, the District Court dismissed claims brought by a borrower against two mortgage servicers...

United States Finance

RD

Riker Danzig LLP

The FTC "Junk Fee" Rule Is Here…Along With A Wave Of State Laws

United States Consumer

PC

Perkins Coie LLP

Bedlam No More: Oklahoma Formally Allows Credit Card Surcharges

United States Finance

BB

Bass, Berry & Sims

Recent Transactions

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

Mango Markets Guilty Conviction Overturned On Appeal – Take-aways For DeFi Users Everywhere

United States Litigation

WL

WeirFoulds LLP

Mortgage Banking Update - May 29, 2025

United States Finance

BS

Ballard Spahr LLP

DOJ And CFPB Terminate $9 Million Redlining Consent Order With Southern Regional Bank

United States Finance

SM

Sheppard Mullin Richter & Hampton

Maryland Enacts Earned Wage Access Law

United States Finance

SM

Sheppard Mullin Richter & Hampton

New York's Highest Court Agrees To Hear Constitutional Challenge To Estoppel Provision Of FAPA

United States Finance

GP

Goodwin Procter LLP

Private Market Talks: Destination Europe With Pemberton's Co-Founder Symon Drake-Brockman

United States Commercial

PR

Proskauer Rose LLP

Trigger Leads – Don't Forget About The States

United States Finance

BS

Ballard Spahr LLP

CFPB Rescinds 67 Guidance Documents

United States Finance

BS

Ballard Spahr LLP

FTC Issues FAQs On 'Junk Fees' Rule

United States Finance

GT

Greenberg Traurig, LLP

CFPB v. NCSLT Again Again Again

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

Passive Trusts In Maryland — Progress Regarding The Emergency Regulations

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

Mortgage Banking Update - May 15, 2025

United States Finance

BS

Ballard Spahr LLP

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Latest Videos

See more

Consumer Credit In Focus—DP 25/2 Mortgage Rule Review: The Future Of The Mortgage Market (Podcast)

AO

A&O Shearman

Don't Sign Blindly: The Costly Contract Mistakes You Must Avoid (Video)

C

Crowley Law LLC

Dealology – Purchase Price & Post-Closing Liability Tax Factors (Video)

CL

Cooley LLP

No Foreclosure Summary Judgment Without Refuting "Notice and Opportunity to Cure" Defense: Remember to "Say it Ain't So"

FR

Fox Rothschild LLP

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